So today I will cover the topic of fiances. This is a big one and I found myself in some debt about a year ago. Debt that kept me up at night. I then had an awesome friend tell me about Dave Ramsey's financial peace university. I went online and spent the 109 dollars to get it. Let me tell you what each lesson was hard but made me face the truth about money and how I was using it. I finished the course which by the way was also humorous. I finished it and then started applying all these new things I had learned about myself and how I was using money and wa la. I was on my way to saving, investing, and using money the way it was meant to be used.
In the military we all face financial challenges at least once weather it be you don't have enough for your car payment or just can't cover soccer expenses for the kids. Some of us have faced the challenge of not having the proper POA or faced the challenges that sometimes the bank faces you with. It is harder for a military family to budget money because we move, switch banks, set up allotments, and face unusual expenses sometimes.
I urge any of you who might be facing these same issues or just want to save more money to spend the time and money to invest in this seminar. Dave Ramsey himself said that 70 percent of Americans live paycheck to pay check and only 55 percent worry about it. Out of that 70 percent some of those are military families and spouses. Go ahead take the challenge it brought me closer to my self and to my husband and it sure did bring us closer to having the money for that home we have always wanted to buy and are now on the hunt for.
I am posting the link to the website you can watch the video and order there too it also offers valuable information on things like taxes and saving and investing go ahead give it a try especially if you are in the 70 percent living paycheck to paycheck.
http://www.daveramsey.com/
sincerely,
operation support the family team
You GO Girl! Good for you! And, with regard to military resources, I believe most bases have a financial services office who can help as well. My hubby and I went to one back when we were first married, and it was very helpful. In the AF I believe it is run through the Family Advocacy or Airmen & Family Readiness program, I'm afraid I don't know what the equivalent would be in the other services, though. I've also heard great things about Dave Ramsey's program as well, so if you have the $109, GO FOR IT! :) Also, I highly recommend banking with USAA, you never have to open & close an account every time you move, and you can scan checks and fax or email them to USAA and they will verify the funds and add them to your account quicker than mailing them. They offer the same things a regular bank does, loans, investments, even insurance (which I also recommend!) It's really convenient!!
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